Archive for the ‘Personal Finance’ Category

The Tale of Two Singhs, BMW Makes Me A Big Shot – Living Beyond Your Means

Friday, February 25th, 2011

red , white BMW 3 series
Back in year 2003-2004 I worked at an enterprise technology company and was part of the outside sales team. There was two individuals that worked on the inside sales team…basically the group that offered sales support. The first guy let’s call him N. Singh and the second guy let’s call him J. Singh. These two individuals are real, NOT fictitious and it just so happens by coincidence that their last names are both Singh. They are also not related.

Canadians More Cautious About The Economy

Wednesday, January 26th, 2011

Canadian flag on city building
A greater number of Canadians feel that the economy is getting worse than last year. Now 20% up from 14% last year feel this way.

Some of the top concerns of Canadians are having enough money to retire, and improving personal finance. They feel that the Canadian economy maybe getting a little bit better by the government reports but at home things are getting worse, goods are more expensive (inflation), jobs are hard to find and people are still being laid off. So to the average Canadian, their personal finance situation really don’t feel any better.

Overdose: The Next Financial Crisis – 2008 Is Just The Beginning

Wednesday, December 29th, 2010

Overdose documentary - next coming financial crisis
The initial financial collapse in 2008 was just the tip of the iceberg. Since then the U.S has been struggling to grow economically and millions upon millions of jobs has been lost. If you think things are getting better, you are probably watching mainstream media…truth is the U.S economy is struggling and run the risk of another collapse. Watch the documentary and make up your own mind.

The U.S Stock Market Has Rallied Big Time Amid Worsening Job Situation and Local Government Out of Money

Thursday, October 14th, 2010

Recession is over says the U.S Government....bull shit!
The U.S puts out reports that the recession ended last year sometime, and the Federal Reserve say that they are going to do more “Quantitative Easing” to further stimulate the economy. The stock market responds by sending the Dow Jones Industrial Average well over 11,000. All this in my personal opinion is hog wash, it is just more U.S Government propaganda to make things seem a lot better than they are.

Financial Advise – Mind The Small Things, They Add Up

Monday, April 26th, 2010
Watch spending on little things - coffee

If there is anything the credit crisis over the last few years has taught us is that debt is bad, despite what financial companie’s try to tell you.  The other thing is that everyone has to really watch their spending.  Part of the monitoring of spending is those little things that you buy, like coffee, latte or a bottle of water here and there.If the economy continues the way it has been for another few years, you will most likely be forced to change your habits, especially if you are in heavy debt, you have no savings or if you are in a job that is at risk of layoffs.

12 Things That You Can Do To Improve Your Finances Now!

Saturday, April 24th, 2010

12 things to do for improving your finances

1. Create A Balance Sheet

Begin and look at your net worth by collecting your most recent investment statements and going online to retrieve your current account balances.

Once you’ve documented your assets and subtract your liabilities, consider the following questions:

  • Does any one financial asset consume a disproportionate share of your net worth?
  • Are your assets properly insured?

Famous Investor Jim Rogers says “America Getting Worse”

Wednesday, April 21st, 2010

Jim Rogers famous investor in China

Jim Rogers a famous investor who’ve seen lots ofs up and downs in the world thinks the American Government is feeding the people of the United States lots of false information. Jim Rogers think that the American economy is going to get worse not better as recent job loss increases and there is going to be a lot of pain for American citizens for the coming few years.  The politicians and banking executives are to blame, however they are just passing the buck and deflecting the blame.
Click Play and watch the flash video.

Debt Equals Slavery , Modern Day Shackles

Thursday, March 11th, 2010

Debt is Slavery

I’m sure many of you reading this right now have come to learn that this fact “Debt Equals Slavery” is true. This economic crisis, recession going into depression…whatever you would like to call it has not just woken up a lot of American’s but people all over the world.

The Illusion Of Prosperity and Wealth – Government and Wall Street Wants Your Money

Tuesday, December 15th, 2009

illusion of wealth

Interesting how jobs are being loss at record pace which means people do not have money to spend or live, but when you watch certain U.S and Canadian government reports…they try to paint a rosy picture.

The Crazy U.S Economy and Stock Market

Tuesday, September 8th, 2009

tough u.s economy , tough times

Wow…the American stock market has been on a wild ride in the recent weeks or so. There were days where the dropped more than a few hundred points, and dipped below the 9,000 point mark. Very, scary stuff. With the U.S needing more than $700 billion of tax payers money to bail these financial companies and banks out of trouble, it leaves a lot of questions unanswered.

Here are some of the questions and comments that I have:

Russians Offering Mac OS X Clone PCs Again

Monday, September 7th, 2009

Apple Mac OS X Clone PC Psystar Russsian

This news is a few months old but here goes. The last time the Russians offered Apple clones was back in the days of the Soviet Union.

Despite Apple CEO Steve Jobs complaints, RUSSIANS have started churning out cloned Mac PCs.  Apple has failed to gain any ground in Russia because the operating system and hardware are just too expensive for everyday Russians to afford.  They don’t see the point of not eating for a year just to buy computer, when they have figured out how to clone them for 50% less or more.