The economy is in bad shape now and layoffs keep rising, now millions of families must take steps to sort out the household balance sheet by cutting as much expenses as they can. What bugeting does is help you identify what you are spending and where to decide how to cut back.
Archive for the ‘Personal Finance’ Category
Some Budgeting Tips For Tough Times
Wednesday, September 2nd, 2009Affluenza – The Need To Buy More and More Material Goods – Do You Suffer From It?
Thursday, August 27th, 2009
As defined by Wikipedia:
Affluenza, – painful, contagious, socially transmitted condition of overload, debt, anxiety and waste resulting from the dogged pursuit of more.
and
Affluenza – 1. The bloated, sluggish and unfulfilled feeling that results from efforts to keep up with the Joneses.
2. An epidemic of stress, overwork, waste and indebtedness caused by the pursuit of the American Dream.
3. An unsustainable addiction to economic growth.
Avoiding Talking About These 5 Thing Amongst Your Peers During A Recession
Saturday, July 25th, 2009
Dave Brook is not a scrooge, but while visiting his friend in another town last week he sure felt like one. The 43-year-old sales manager didn’t like the idea of dining at a fancy steakhouse, where a sirloin can set you back $40. Instead, Brook suggested a less expensive place to his friend. After the dinner there was a feeling of awkwardness between Dave and his friend.
America’s Over The Top Luxuries and What Finland Can Teach The U.S About Simple But True Luxury
Sunday, July 12th, 2009
What is true luxury to you?
If you think the luxuries in life is a 42 inch flat-screen TV , a Rolex watch or a leather-upholstered Mercedes…well think again. Lifestyle in other parts of the globe can teach North American’s more about the true luxuries in life. In the current economic conditions, we could learn a few things about luxury from the Finns. Walking down the streets of Helsinki, the capital, you may notice a lack of grand architecture and extravagant homes, and lots of modest cars. Helsinki is a nice city, and it has some gems of modern design, but to the “more is better” brainwashed North American’s that are so use to tall skyscrapers and seeing fancy BMW’s and Mercedes on the streets all the time, Finland might seem a bit dull.
Save Money Like Crazy In These Bad Economic Times
Wednesday, June 17th, 2009
Here are a few tips to hunker down and save like crazy.
Consider these extreme money saving tips to cut your grocery bill down to under $7 a day.
- Buying in bulk
- Making your own coffee
- Freezing leftover food
Take saving money to the next level.
- Only buy sale items,
- Stay away from brand loyalty
- Use coupons for most purchases
People Are Struggling In This Recession – Part 1
Friday, June 12th, 2009
A lot of people are suffering and struggling through the worse recession since the last great depression. All over the United States, Canada and abroad people are losing jobs, homes and wondering where their next meal is coming from. Below is just one example of how the lives of the struggling are unfolding.
Holding Off On Big Ticket Items / Purchases – 42 inch LCD TV and Computer Hardware
Wednesday, May 13th, 2009
With the way the economy is right now, and the job market so uncertain I think a lot of people are holding off on making big ticket items. As for myself, there are two products I specifically want to purchase…a 42 inch LCD TV and a computer for my Hackintosh project, but will wait until the company I work for make its decisions on laying off more people…so there is no sense in buying a large screen LCD TV to find out later, the company is letting go employees, that would just not be financially prudent. Even if my company doesn’t let me go, I think I may still hold off until Christmas or early next year to make my big ticket purchases.
Swine Flu Knock Out Punch To The Economy?
Thursday, April 30th, 2009
Looking at the my FireFox browser, which default homepage is Yahoo, I can see clearly the the swine flu outbreak has taken over the headlines. When, I go to other other websites like MSN and even to my local area news websites like the Toronto Star, it’s always on the front page and this reminded me of the S.A.R.S incident back in 2003 where Toronto and Hong Kong was affected hard.
Should America Be Blamed By The Rest Of The World For Causing The Global Economic Recession / Decline?
Tuesday, April 7th, 2009Here is a video of a British economist, talking about how the rest of the world feel right now about the irresponsibilities of the U.S Government and the U.S financial system.
Click “PLAY” to watch the video…interesting views.
Get the Flash Player to see this player.
Lower Standard of Living For American’s To Continue Because of Economic Turmoil
Friday, March 6th, 2009
It is no surprise that the financial meltdown experienced by the United States has caused a slow down of economic growth globally. Things have gotten bad here in Canada with record job losses, and people drowning in debt that they are having a hard time paying off.
For American’s though, things will get tougher in 2009 according to one financial analyst Howard Davidowitz, read this comments below.
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Valentine’s Ideas That Won’t Break The Bank
Monday, February 16th, 2009
Your special someone is one of a kind, so it’s only natural you’ll want to choose a gift or plan a dinner that reflects how special and unique they really are. Below are some great tips on finding Valentine’s Day gift in the current tough economic times without spending a fortune.
Express Yourself:Â Take time to write down how you really feel, then add a few poems and pictures to create a book they will cherish for a long time. Have it bound, printed and delivered to your significant other in special gift wrapping.
