Archive for the ‘Personal Finance’ Category

Canadians Make A Shopping List Before Going On Vacation To The U.S

Friday, March 30th, 2007

by Das Brain

During my recent vacation with my wife to Fort Lauderdale and Miami, Florida we went on our usual “search and destroy” mission for outlet malls. Our last excursion to the United States was Grand Canyon and Phoenix, Arizona back in October of last year and we were able to find a lot of deals at Arizona’s various oultet malls.

Building A Personal Computer, PC On A Very Tight Budget!

Monday, March 12th, 2007

by Das Brain 

Last week I tested and built / refurbished two computers from scratch using Pentium Chips, motherboard, computer cases and RAM from 3 old computers from the east end Toronto City Recycle / Trash station. That was why I didn’t have much time to blog, it was quite a bit of work but the end result was that I saved quite a bit of money and it kept me busy.

Making Money From Old Stuff Around The House

Thursday, March 1st, 2007

by Das Brain

It’s March and Spring season is just around the corner. Time to do some Spring cleaning which means gather up all the old stuff accumulated over the years in the basement and in the closet and get rid of them………uhm hold on I mean try to sell them.

What Is Wealth And What Can I Do?

Thursday, February 22nd, 2007

by Das Brain

What is Wealth?

Everyone has a different perception of wealth, however I think that most people would agree that wealth in terms of money allows us to buy stuff, but beyond that there is more. For example, it allows you to have more confidence and security. It gives you more freedom for your life and the choice to live your life the way you would like to. Don’t get me wrong, wealth is not just about money, other aspect of wealth include things like physical health, mental health, family, friends, philosophy of life and spirituality. Money is just an factor of wealth that allows you to have more choices and the ability to make the best choices for yourself and your family.

Teaching Kids, Teenagers, Students About Money

Thursday, February 15th, 2007

by Das Brain

If you are a person who does not manage your money very well, have you ever thought why that is so?

I have, when I was in my mid-twenties, and I can attribute some of it to my personality, friends and lack of financial education. In school, whether it was public school, junior high and even high school there was pretty no course which taught “personal finance 101.”

New U.S. Dollar Coin

Thursday, February 15th, 2007

New U.S. Dollar Coin

by Das Brain

This is just a short blurb on the new U.S. dollar coin.

Canadians have had our one dollar coin called the “loony” for a long time. It’s called a “loony” because there is a loon bird engraved on the coin so I wonder what nick names Americans our going to give the new U.S. dollar coin. How about “the George”, because I think “Washington” is already taken for another bill denomination, just a suggestion. We will see.

Does Your Credit Card “Benefit” You In Anyway?

Wednesday, February 14th, 2007

by Das Brain

Does Your Credit Card “Benefit” You In Anyway?

You must be asking yourself, what in high heavens does Das Brain mean?

Well, let me put it this way. Does it give you any sort of reward points? Like Air Miles, Sony points, points for department stores or a certain hotels / airlines?

Next question to ask yourself is, does the credit card charge you an annual fee?

Living Way Beyond Your Means – Going For Broke – 1

Tuesday, February 13th, 2007

living beyond your means

Most of my posts recently have been about stock, option trading and my internet ventures, so I decided that it is about time I write an article on the subject of personal finance.

Kiyosaki Is Right – Mutual Funds Get Greedy

Tuesday, February 6th, 2007

I came across this article first thing this morning on Yahoo Finance. It is from Yahoo Finance, and one of its expert panel writers Robert Kiyosaki. I agree with the article simply because I worked in the financial industry for a good six years, and I know that Mutual Funds do take their chunk from the investor in the form of M.E.R (manage expense ratio). This of course cuts into the return of the investor.

I Don’t Want To Be “Laid Off”

Wednesday, January 24th, 2007

by Das Brain

In my last post, about why I seriously decided to be an entrepreneur I listed “I don’t want to be laid off” as one of my reasons.